Putting the Future of Your Health Back in Your Hands

The U.S. spends over $4 trillion on healthcare every year—yet most of that spending is reactive, triggered only after people get sick. Preventive care and proactive wellness investments are consistently underfunded, misunderstood, and inaccessible. At the heart of this inefficiency lies a deeply broken system for managing personal health benefits. We started Sika Health to change that—transforming your HSA/FSA from a bureaucratic relic into a powerful tool for everyday wellbeing.

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Our Mission

At Sika, we believe your health spending should support living well, not just getting well. We're reimagining how consumers engage with their health benefits—turning outdated, underutilized tax-advantaged accounts into accessible, everyday tools for proactive care. By enabling seamless use of HSA/FSA funds across retail and digital health ecosystems, we’re giving people the power to invest in their health long before they reach the doctor’s office.

The Problem

Problem-1

Nearly 50% of FSA users forfeit part of their contributions each year

Problem-2

Billions in tax-advantaged health savings go unused annually

Problem-3

Most consumers don’t know what’s eligible, where to spend it, or how to access their benefits before it’s too late

This isn’t just an individual problem—it’s a systemic one.

Employers and Workforce Wellness

Employers invest in consumer-directed health plans to support workforce wellbeing and reduce long-term healthcare costs. But when employees lose money through forfeitures or underutilize their accounts, that investment yields little return—in morale, in engagement, or in outcomes.

Physicians and Care teams

Physicians and care teams routinely urge patients to take preventive action,buy the ergonomic support, try the sleep aid, manage stress before it becomes illness. But too often, patients delay or skip these investments, unsure if they’re covered, reimbursable, or even allowed under their benefits.

Health & Wellness Industry

The growing health and wellness industry struggles to meet consumers where they are—offering products and services that promote wellbeing, yet often failing to drive access or affordability through benefits integration. As a result, even highly motivated consumers face unnecessary barriers to investing in their health.

Consumer health accounts were designed to empower consumers. But complexity, friction, and lack of awareness have turned them into one more confusing corner of the healthcare system.

It doesn’t have to be this way!

Our Solution

Solution-1

Shop eligible health and wellness products directly on Sika’s marketplace or partner retail sites

Solution-2

Enjoy seamless, IRS-compliant transactions—no receipts, no reimbursements

Solution-3

Discover curated products & services that help you stay healthier, longer

Sika removes the friction from using HSA/FSA dollars, making it as easy as a regular checkout.Whether it’s preventive skincare, vision products, sleep aids, or digital health tools, Sika helps people take control of their wellness in the moments that matter most.

Our Leadership Team

We’re a team of healthcare builders, technologists, and operators united by one belief: people deserve better tools to manage their health. With decades of experience across health tech, payments, and consumer platforms, we’re designing a future where health savings are simple, accessible, and centered on you.

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Ami Kumordzie, MD/MBA

Founder & Chief Executive Officer

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I started Sika after watching my mom lose her job—and nearly lose her FSA savings—during the pandemic. She had no idea her funds could be used for everyday health essentials, and navigating the fine print felt like a full-time job. That experience exposed a deeper truth: health finance in America is broken. People want to care for themselves, but the system makes it hard to do so. With a background in medicine, engineering, and business, I knew I could help build something better. Sika is our answer. A platform that empowers people to use their benefits not just to treat illness—but to build healthier, longer lives.”

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Sunil Nair

Chief Technology Officer

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I joined Sika Health to empower individuals in their health choices, revolutionizing the use of FSA and HSA funds. Sika Health is reshaping how we think about health finance.”

Sika in the news

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Why more brands like Therabody are using FSAs to drive new sales

Dec 5, 2023
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Hyperice Partners With Sika Health on HSA/FSA Eligible Recovery Technology

Dec 5, 2023
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Sika Health Launches Marketplace for Shopping 
with HSA, FSA Funds

Dec 5, 2023
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Read more about Sika

Join Us

Whether you're a shopper looking to make your benefits work harder, or a partner looking to bring seamless FSA/HSA payments to your platform—we're building this future with you. Together, let’s turn health benefits into what they were always meant to be: a force for long-term wellbeing.

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